29 Oct 2026
Budget 2026: pensions and inheritance tax from April 2027
The Budget confirmed unused pensions count for inheritance tax from April 2027. What it means for your estate and executors.
Speak to our Will Writing and Estate Planning team about protecting your family, your assets and your future. We see clients at our offices or in the comfort of their own homes, at a time that suits you.
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South Wales
Including Cardiff, Swansea, Newport & Bridgend
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Learn moreWest Wales
Including Carmarthen, Pembroke & Llanelli
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Learn moreHampshire & Dorset
Including Winchester, Bournemouth & Southampton
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Learn moreWiltshire & Somerset
Including Trowbridge, Bath, Swindon & Frome
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Learn moreSpeak to a PJH adviser about your will, lasting power of attorney or inheritance tax planning. Your first consultation is free.
Have questions about Wills, Lasting Powers of Attorney, Trusts or Estate Planning? Explore our frequently asked questions for clear, straightforward answers to help you understand your options and plan with confidence.
Learn MoreEstate planning is the process of putting the right arrangements in place to protect your assets, property and wishes during your lifetime and after your death.
Yes. Being married does not mean your entire estate automatically passes to your spouse. Depending on the value of your estate and whether you have children, some assets may pass under the intestacy rules rather than directly to your partner. A will ensures your wishes are legally binding.
A will takes effect after your death and sets out how your assets are distributed. An LPA takes effect during your lifetime if you lose mental capacity. Both are essential parts of a complete estate plan.
Yes. You are welcome to visit us at our offices, and we also offer home visits across all of our service areas at no extra charge. We also offer video consultations.
We typically turn around a draft will within 7–10 working days of your consultation, depending on complexity.
29 Oct 2026
The Budget confirmed unused pensions count for inheritance tax from April 2027. What it means for your estate and executors.
29 Oct 2026
How debts taken on by trustees now count for inheritance tax, and whether your family trust is affected.
29 Oct 2026
The two-year rule has gone and tax on large lump sums is simpler. What it means after a death.
29 Oct 2026
Who qualifies for the Pension Tax Allowance, how much it is worth, and easier pension access for terminal illness.
29 Oct 2026
Tax relief for estates repaid after the NS&I tracing error, and a new rule for trustees moving to the UK.
29 Oct 2026
Higher tax on savings and rental income, a surcharge on homes over £2m and changes for business owners.
29 Oct 2026
The allowances, rates and gift rules for 2026/27 and 2027/28, and why frozen allowances still matter.
08 Oct 2026
Who is affected by the new cap on 100% relief, how the 50% rate works and what to do now.
08 Oct 2026
This year's allowances, the key dates up to April 2027 and what to check in your will, LPAs and pensions.
07 Oct 2026
What a simple will does, its limitations, and when a trust may give your family more protection.
07 Oct 2026
Who would look after your children, who has parental responsibility and how to choose a guardian.
07 Oct 2026
Why estate planning is about people, not paperwork, and how we help families plan for real life.
07 Oct 2026
Why Business Relief rarely applies to landlords, how the tax can be paid and how to plan ahead.
07 Oct 2026
What happens when an estate can't pay every gift in a will, and how to plan your legacies well.
29 Sep 2026
Follow Mark and Lisa's story to see how the wrong will can disinherit children, and how to avoid it.
Protect your family with a Will & LPA — see what it costs
This is a rough outline based on your selections. Final pricing is confirmed after a short consultation with our team.
Get in Touch Start againCost breakdown does not include VAT or registration fees.