News
29 Oct 2026
Budget 2026: pensions and inheritance tax from April 2027
The Budget confirmed unused pensions count for inheritance tax from April 2027. What it means for your estate and executors.
The Effects of
Generational
Inheritance Tax
Inheritance Tax can be charged again every time wealth passes to the next generation. See what happens to a £1 million estate over two generations, and the basics every family should know.
Why So Many Families Get Caught Out
Inheritance Tax can take up to 40% of everything above your estate's tax-free allowance. Those allowances have been frozen for years while property values have kept rising, so more families are being caught out than ever before. Without planning, a significant part of what you've worked to build could go to HMRC instead of your loved ones.
PJH Estate Planning helps you understand where you stand and put practical, legal steps in place, such as wills, trusts and Lasting Powers of Attorney, so more of your estate goes to the people who matter most.
Get in touch
Speak to a PJH adviser about your will, lasting power of attorney or inheritance tax planning. Your first consultation is free.
